WIBA (Work Injury Benefit Act)

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WIBA (Work Injury Benefit Act)

Every employer in Kenya has a legal and moral responsibility to protect their employees from workplace injuries, accidents, and occupational illnesses. WIBA Insurance ensures your team is financially covered in case of injury or disability while performing their duties and helps your business remain compliant with Kenyan labour laws.
At Dynamic Partners Insurance Agency, we help you secure reliable, affordable WIBA cover tailored to your business size, industry, and level of workplace risk.


What WIBA Insurance Covers:

WIBA provides compensation to employees for injuries or disabilities arising out of and in the course of employment. Key benefits include:

  • Medical Expenses: Hospital bills, treatment, medicines, and rehabilitation.
  • Temporary Disability: Compensation for lost income during recovery.
  • Permanent Disability: Lump-sum compensation based on the level of disability.
  • Accidental Death: Benefits paid to dependents in the unfortunate event of loss of life.
  • Funeral Expenses: Support for burial arrangements.

  • Who Needs WIBA Cover:

    WIBA is essential (and mandatory) for:

    • SMEs and corporates
    • Retail businesses and shops
    • Offices and professional services
    • Factories & manufacturing
    • Contractors and construction companies
    • Logistics, delivery & transport businesses
    • Domestic workers (optional but recommended)
    If you employ staff, casual or permanent, WIBA is required under Kenyan law.

    Why Choose Us for WIBA Insurance

    We take time to understand your business operations and workforce structure so we can recommend the most suitable and compliant cover. Through our partnerships with top Kenyan insurers, we offer competitive pricing, fast policy issuance, and reliable claims support. If an incident occurs, we guide you and your employees through the claims process with clarity and care.

    Protect Your Employees. Protect Your Business.

    Ensure your team is covered and your business stays compliant.Talk to us today for a customised WIBA quotation.

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